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| Term Deposit |
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Term Deposit scheme to suit your requirement and future
plan. You can not only earn higher income on your surplus
funds by investing in any of our term deposit schemes, but
also avail loan against those funds. Thus fulfill your need,
multiply your funds as well as keep your savings secure.
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| Period |
General Public / Trusts /
Society / Corporates |
Senior Citizen |
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SDR / FDR / MIP / RD / QIRP |
SDR / FDR / MIP / RD / QIRP |
| 7 days - 44 days |
4.75 |
5.25 |
| 45 days - 90 days |
5.25 |
5.75 |
| 91 days - 180 days |
6.50 |
6.75 |
| 181 days - 364 days |
7.25 |
7.50 |
| 1 year - upto 2
years |
8.00 |
8.25 |
| Above 2 years - upto 4
years |
6.75 |
7.00 |
| Above 4 years - upto 7
years |
6.75 |
7.00 |
| Above 7 years - upto 10
years |
6.50 |
6.75 |
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Special Deposits |
| 200 days |
7.50 |
7.75 |
| 999 days |
7.25 |
7.50 |
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| Scheme |
FDR |
QIRP |
| For all category
(Individual/HUF/Senior Citizen) |
ATBS
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ATBSQ
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| Annapurna Tax
Benefit Scheme (ATBS) |
7.00 |
7.00 |
| Deposit Tenure
of 5 years with no premature payment as per the provisions
of IT act for ATBS product. |
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* Terms & Conditions Apply
* MIP - Monthly Interest will be credited at a Discounted Rate
* Interest rates for FDR/MIP/RD/QIRP products are applicable for all NRE and NRO products. NRE Deposits should be for minimum one year.
* Interest rates are subject to change at the sole discretion of the Bank.
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Individual - Single / Joint
account |
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Minor - Operated by guardian natural
/ appointed by court |
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Trust - Private / Public |
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Partnership firm |
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Limited company – Private / Public |
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Club, Association & Society |
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Easy
liquidity still earn interest. |
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Salient features
of the scheme:
- Minimum opening balance Rs.1000/-
- Minimum period 15 days, maximum up to
364 days
- Interest paid along with principal on
maturity>
- Can avail loan up to 90 % of accumulated
deposit
- Interest as per card rates
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Gain
more by earning interest on interest. |
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Salient features
of the scheme:
- Minimum opening balance Rs. 1,000/-
- Minimum period 1 year in multiple of
3 months, maximum up to 5 years
- Interest automatically ploughed back
on quarterly compounding basis
- Can avail loan up to 90% o of accumulated
deposit
- Interest as per card rates
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Invest
and earn interest quarterly or half yearly. |
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Salient features
of the scheme:
- Minimum opening balance Rs.1000/-
- Minimum period 1 year, maximum up to
5 years
- Interest due will be paid on quarterly
basis, notify instruction while opening
the account
- Can avail loan up to 90% of principle
amount
- Interest as per card rates
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Automatic
renewal of principal no need to visit for renewal
process. |
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Salient features
of the scheme:
- Minimum opening balance Rs.5000/-
- Minimum period 1 month
- Interest paid periodically as per the
instruction of the depositor
- Deposit receipt renewed without interest
automatically on due date for six times
- Can avail loan up to 90% of accumulated
deposit
- Can change deposit scheme any date in
future, noting it on or before due date
- Interest as per card rates
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Regular
savings leads to high investment. |
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Salient features
of the scheme:
- Minimum opening balance Rs.100/- or
in multiple of Rs.100/- per month
- Minimum period 1 year, maximum up to
5 years
- Interest paid along with principal on
maturity
- Can avail loan up to 90% of accumulated
deposit
- Interest as per card rates
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Break
Investment without loss of interest. |
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Salient features
of the scheme:
- Open an account in units of Rs.1000/-
each
- Minimum period 1 year, maximum up to
5 years
- Part amount can be withdrawn conveniently
in units without loss of interest
- Remaining units continue earning same
interest till maturity
- Can avail loan up to 90% of accumulated
deposit
- Interest as per card rates
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Earn
Monthly interest on your investment. |
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Salient features
of the scheme:
- Minimum opening balance Rs.1000/-
- Minimum period 1 year, maximum up to
5 years
- Interest due can be paid on monthly
basis
- Can avail loan up to 90 % of principle
amount
- Interest as per card rates
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No
renewal hassle guarantees automatic renewal
with interest. |
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Salient features
of the scheme:
- Open an account with minimum Rs.5000/-
- Minimum period 1 month
- Deposit receipt renewed with interest
automatically on due date for six times
- Can avail loan up to 90% of accumulated
deposit
- Can change deposit scheme any date in
future, noting it on or before due date
- Interest as per card rates
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Save
tax and maximize interest on your investment. |
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Salient features
of the scheme:
- Minimum opening balance Rs. 5,000/-,
maximum Rs.1,50,000/- (In a financial year)
- Deposit for a fixed period of 5 years
- Interest payable at quarterly rests
- No premature encashment is allowed
- Deposit is eligible for deduction u/s
80C” of Income Tax
- Nomination facility available
- Interest as per card rates
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Deposit can be opened only by Individuals /HUFs, Registered Housing / Credit Cooperative Societies, Trusts and Corporates. |
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There will be no condition of minimum amount of deposit per holder. |
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The tenure of the Deposit is 180 Days. |
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The Deposit can be kept in the form of SDR product only. |
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